Tailored Finance Solutions

Expert lending support for every stage of life from home, to business, personal and beyond.

Our Services

Home Loans

Helping first home buyers and existing owners secure competitive loans tailored to their property goals.

Home Loans

Helping first home buyers and existing owners secure competitive loans tailored to their property goals.

Personal Loans

Simple, unsecured loans designed to help you manage expenses, fund projects, or cover unexpected costs.

Personal Loans

Simple, unsecured loans designed to help you manage expenses, fund projects, or cover unexpected costs.

Business Finance

Funding solutions to support business growth, cash flow, and investment opportunities.

Business Finance

Funding solutions to support business growth, cash flow, and investment opportunities.

Car Loans

Affordable vehicle finance for new or used cars, with terms that suit your lifestyle and budget.

Car Loans

Affordable vehicle finance for new or used cars, with terms that suit your lifestyle and budget.

Asset Finance

Finance options for equipment, machinery, and other business assets to keep your operations moving.

Asset Finance

Finance options for equipment, machinery, and other business assets to keep your operations moving.

Debt Consolidation

Streamline multiple debts into one manageable repayment to reduce stress and improve financial clarity.

Debt Consolidation

Streamline multiple debts into one manageable repayment to reduce stress and improve financial clarity.

About Us

At Seaside Lending, we’re committed to making finance simple, accessible, and tailored to your needs. Located in the heart of Frankston, we are your local hub for expert lending advice and personalised service. With access to 40+ lenders, we offer a wide range of solutions including Home Loans (for First Home Buyers and Refinancing), Business and Asset Finance, Personal and Car Loans, and Debt Consolidation. We also specialise in Low Doc and Self-Employed lending, Investment Loans, and Self-Managed Super Fund Loans.

Our team does all the research, compares lenders and products, and keeps you informed throughout the application process. We go beyond the initial approval — performing regular reviews to ensure your loan continues to meet your needs and remains competitively priced. Let us help you take the next step with confidence.

About Us

At Seaside Lending, we’re committed to making finance simple, accessible, and tailored to your needs. Located in the heart of Frankston, we are your local hub for expert lending advice and personalised service. With access to 40+ lenders, we offer a wide range of solutions including Home Loans (for First Home Buyers and Refinancing), Business and Asset Finance, Personal and Car Loans, and Debt Consolidation. We also specialise in Low Doc and Self-Employed lending, Investment Loans, and Self-Managed Super Fund Loans.

Our team does all the research, compares lenders and products, and keeps you informed throughout the application process. We go beyond the initial approval — performing regular reviews to ensure your loan continues to meet your needs and remains competitively priced. Let us help you take the next step with confidence.

Ready to take the next step?

Whether you’re buying your first home, growing your business, or simplifying your finances — Seaside Lending is here to help.

Our Lending Partners

Reviews

Posted on Google Google
Channara Allen profile picture
Channara Allen
23/07/2025
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
We've been wanting to refinance for ages but kept putting it off because our last one was such a headache but Sheree made the process SO easy! She is now my go to 💪
Posted on Google Google
Alicia Stewart-McMillan profile picture
Alicia Stewart-McMillan
17/07/2025
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Sheree has given us clear and consistent communication throughout and great to deal with from start to finish
Posted on Google Google
Sherie Harper profile picture
Sherie Harper
15/07/2025
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I can't recommend Seaside Lending enough! Sheree was absolutely amazing-super friendly, easy to chat with, and always there when I had questions (which was a lot!). They helped me secure my brand new car and made the whole loan process feel like a walk in the park Nothing was ever too much trouble, and they explained everything in a way that actually made sense. They genuinely cared about helping me get the best deal, and I felt totally supported the whole way through. Sheree is now helping me with my home loan because I know I’m in good hands. If you're looking for a broker who's not just great at what they do but also genuinely lovely to deal with, give Sheree at Seaside Lending a go. You won't regret it.
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Kye Whitford profile picture
Kye Whitford
14/07/2025
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I recently refinanced home loans with the help of Sheree from Seaside Lending. She went above and beyond to help me and answer any questions I had. I couldn’t recommend Sheree more for any financing needs.
Posted on Google Google
Michelle Feldman profile picture
Michelle Feldman
11/07/2025
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Excellent service from start to finish! Sheree made the entire mortgage process smooth, stress-free, and easy to understand. Always friendly, professional, responsive, and genuinely had our best interests at heart. Highly recommend to anyone looking for a great mortgage broker!
Posted on Google Google
Samantha Kupie profile picture
Samantha Kupie
11/07/2025
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Sheree is an amazing lending specialist. She takes initiative, is organised and is an understanding person to have on your team when buying a new home. I highly recommend Seaside Lending and would happily use their services again.
Posted on Google Google
Melanie Fergadiotis profile picture
Melanie Fergadiotis
10/07/2025
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Sheree at Seaside lending goes above and beyond to ensure a pleasant and transparent process. From my initial engagement through to loan settlement I was always informed and assured, making the whole process stress free! Thank you!
Posted on Google Google
Simon Murphy profile picture
Simon Murphy
10/07/2025
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I’ve worked with brokers for over 14 years — and Sheree is in a league of her own. From the first call, I knew she wasn’t like the others. No fluff, no dragging things out, no endless forms or handballing me to admin. She asked for what she needed, kept it simple, and actually delivered. She refinanced my home recently and got me a rate I didn’t think was possible. The whole process was smooth, fast, and handled with real care. Sheree’s the kind of broker who genuinely gives a damn. If you’re tired of the usual runaround and want someone who gets it done properly — she’s the one you want on your side. Melbourne Property Advocates
Posted on Google Google
Pj Jane profile picture
Pj Jane
10/07/2025
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
So glad we found Sheree at Seaside Lending. She’s been absolutely fantastic to deal with, knowledgeable, approachable, and incredibly supportive throughout the entire process. Nothing was ever too much trouble, and she genuinely cared about getting the best outcome for me. A true professional and a pleasure to work with. She answered my 10000 questions. Was there for me even when I was overwhelmed. You really are in great hands with her. Thank you so much Sheree!!
Posted on Google Google
Super Tall profile picture
Super Tall
10/07/2025
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Cannot thank Sheree enough! The bank had me running around for 4 weeks, sheree got me a loan approve in 10 days! Couldn’t be happier all the way from Adelaide- thanks Sheree and Seaside Lending.

Contact Us

Sheree Smith

Director / Principal

Finance & Mortgage Broker

Credit Representative Number: 546096

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