Expert lending support for every stage of life from home, to business, personal and beyond.
Helping first home buyers and existing owners secure competitive loans tailored to their property goals.
Helping first home buyers and existing owners secure competitive loans tailored to their property goals.
Simple, unsecured loans designed to help you manage expenses, fund projects, or cover unexpected costs.
Simple, unsecured loans designed to help you manage expenses, fund projects, or cover unexpected costs.
Funding solutions to support business growth, cash flow, and investment opportunities.
Funding solutions to support business growth, cash flow, and investment opportunities.
Affordable vehicle finance for new or used cars, with terms that suit your lifestyle and budget.
Affordable vehicle finance for new or used cars, with terms that suit your lifestyle and budget.
Finance options for equipment, machinery, and other business assets to keep your operations moving.
Finance options for equipment, machinery, and other business assets to keep your operations moving.
Streamline multiple debts into one manageable repayment to reduce stress and improve financial clarity.
Streamline multiple debts into one manageable repayment to reduce stress and improve financial clarity.

At Seaside Lending, we’re committed to making finance simple, accessible, and tailored to your needs. Located in the heart of Frankston, we are your local hub for expert lending advice and personalised service. With access to 40+ lenders, we offer a wide range of solutions including Home Loans (for First Home Buyers and Refinancing), Business and Asset Finance, Personal and Car Loans, and Debt Consolidation. We also specialise in Low Doc and Self-Employed lending, Investment Loans, and Self-Managed Super Fund Loans.
Our team does all the research, compares lenders and products, and keeps you informed throughout the application process. We go beyond the initial approval — performing regular reviews to ensure your loan continues to meet your needs and remains competitively priced. Let us help you take the next step with confidence.

At Seaside Lending, we’re committed to making finance simple, accessible, and tailored to your needs. Located in the heart of Frankston, we are your local hub for expert lending advice and personalised service. With access to 40+ lenders, we offer a wide range of solutions including Home Loans (for First Home Buyers and Refinancing), Business and Asset Finance, Personal and Car Loans, and Debt Consolidation. We also specialise in Low Doc and Self-Employed lending, Investment Loans, and Self-Managed Super Fund Loans.
Our team does all the research, compares lenders and products, and keeps you informed throughout the application process. We go beyond the initial approval — performing regular reviews to ensure your loan continues to meet your needs and remains competitively priced. Let us help you take the next step with confidence.
Whether you’re buying your first home, growing your business, or simplifying your finances — Seaside Lending is here to help.

























EXCELLENT Based on 11 reviews Posted on Channara Allen23/07/2025Trustindex verifies that the original source of the review is Google. We've been wanting to refinance for ages but kept putting it off because our last one was such a headache but Sheree made the process SO easy! She is now my go to 💪Posted on Alicia Stewart-McMillan17/07/2025Trustindex verifies that the original source of the review is Google. Sheree has given us clear and consistent communication throughout and great to deal with from start to finishPosted on Sherie Harper15/07/2025Trustindex verifies that the original source of the review is Google. I can't recommend Seaside Lending enough! Sheree was absolutely amazing-super friendly, easy to chat with, and always there when I had questions (which was a lot!). They helped me secure my brand new car and made the whole loan process feel like a walk in the park Nothing was ever too much trouble, and they explained everything in a way that actually made sense. They genuinely cared about helping me get the best deal, and I felt totally supported the whole way through. Sheree is now helping me with my home loan because I know I’m in good hands. If you're looking for a broker who's not just great at what they do but also genuinely lovely to deal with, give Sheree at Seaside Lending a go. You won't regret it.Posted on Kye Whitford14/07/2025Trustindex verifies that the original source of the review is Google. I recently refinanced home loans with the help of Sheree from Seaside Lending. She went above and beyond to help me and answer any questions I had. I couldn’t recommend Sheree more for any financing needs.Posted on Michelle Feldman11/07/2025Trustindex verifies that the original source of the review is Google. Excellent service from start to finish! Sheree made the entire mortgage process smooth, stress-free, and easy to understand. Always friendly, professional, responsive, and genuinely had our best interests at heart. Highly recommend to anyone looking for a great mortgage broker!Posted on Samantha Kupie11/07/2025Trustindex verifies that the original source of the review is Google. Sheree is an amazing lending specialist. She takes initiative, is organised and is an understanding person to have on your team when buying a new home. I highly recommend Seaside Lending and would happily use their services again.Posted on Melanie Fergadiotis10/07/2025Trustindex verifies that the original source of the review is Google. Sheree at Seaside lending goes above and beyond to ensure a pleasant and transparent process. From my initial engagement through to loan settlement I was always informed and assured, making the whole process stress free! Thank you!Posted on Simon Murphy10/07/2025Trustindex verifies that the original source of the review is Google. I’ve worked with brokers for over 14 years — and Sheree is in a league of her own. From the first call, I knew she wasn’t like the others. No fluff, no dragging things out, no endless forms or handballing me to admin. She asked for what she needed, kept it simple, and actually delivered. She refinanced my home recently and got me a rate I didn’t think was possible. The whole process was smooth, fast, and handled with real care. Sheree’s the kind of broker who genuinely gives a damn. If you’re tired of the usual runaround and want someone who gets it done properly — she’s the one you want on your side. Melbourne Property AdvocatesPosted on Pj Jane10/07/2025Trustindex verifies that the original source of the review is Google. So glad we found Sheree at Seaside Lending. She’s been absolutely fantastic to deal with, knowledgeable, approachable, and incredibly supportive throughout the entire process. Nothing was ever too much trouble, and she genuinely cared about getting the best outcome for me. A true professional and a pleasure to work with. She answered my 10000 questions. Was there for me even when I was overwhelmed. You really are in great hands with her. Thank you so much Sheree!!Posted on Super Tall10/07/2025Trustindex verifies that the original source of the review is Google. Cannot thank Sheree enough! The bank had me running around for 4 weeks, sheree got me a loan approve in 10 days! Couldn’t be happier all the way from Adelaide- thanks Sheree and Seaside Lending.

Sheree Smith
Director / Principal
Finance & Mortgage Broker
Credit Representative Number: 546096